CDNS sets Rs1.5 trillion savings goal for FY2026-27

ISLAMABAD, (APP - UrduPoint / Pakistan Point News - 9th Jul, 2026) Riding on strong public confidence in government-backed savings schemes, the Central Directorate of National Savings (CDNS) has set an ambitious savings mobilisation target of Rs1.5 trillion for the fiscal year 2026-27, aiming to further strengthen the country's savings culture and expand financial inclusion.

The fresh target follows the successful achievement of CDNS's annual savings mobilisation goal of Rs1.384 trillion during FY2025-26, underscoring growing investor confidence in secure and low-risk investment instruments offered by the government.

According to official sources, CDNS mobilized, Rs1.384 trillion between July 1, 2025, and June 30, 2026, fully achieving its annual target.

The milestone reflects sustained public trust in National Savings products despite evolving economic conditions and increasing competition from other financial institutions.

The official said the directorate remains committed to encouraging household savings, widening the investor base, and providing safe investment avenues that contribute to national resource mobilisation. They noted that the institution continues to play a vital role in supporting the government's domestic borrowing programme while promoting long-term financial planning among citizens.

As part of its strategy to diversify investment products, CDNS allocated Rs60 billion for Islamic savings instruments during FY2025-26.

The initiative aims to expand access to Shariah-compliant investment opportunities and support the continued development of Pakistan's growing Islamic finance industry.

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Senior official recalled that in the preceding fiscal year, FY2024-25, the directorate had fixed an overall savings target of Rs1.65 trillion, including Rs170 billion earmarked for Islamic finance products, reflecting its commitment to broadening financial inclusion and offering diversified investment options.

The directorate has demonstrated consistent growth in savings mobilisation over the past several years. During FY2023-24, CDNS surpassed its annual target by collecting, Rs1.742 trillion against a target of Rs1.7 trillion. It also successfully achieved its Rs1.6 trillion* savings target in FY2022-23.

Similarly, in FY2021-22, the organisation's initial savings target of Rs1.3 trillion was revised upward to Rs1.4 trillion in view of improved market conditions and stronger-than-expected resource mobilisation.

Official attributed the directorate's sustained performance to a combination of institutional reforms, improved operational efficiency, digital transformation, and customer-focused initiatives that have enhanced accessibility and service delivery across the National Savings network.

He expressed optimism that the Rs1.5 trillion target for FY2026-27 would further reinforce the culture of savings, strengthen domestic resource mobilisation, and contribute to the country's broader economic stability by encouraging greater public participation in secure and reliable investment schemes.